Free Checking

All the features you need with no monthly service fees. 

Really Free Checking

Features

$0 Minimum Opening Deposit


No Monthly Service Fees


The only requirement is enrollment in free eStatements


Free 1st Box of Checks



Benefits

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Free Visa Debit Card

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Online & Mobile Banking

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Apple Pay & Android Pay

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Free eStatements

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Nearly 6,000 Shared Branches

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Nearly 30,000 Surcharge-Free ATMs

Ready to get started?

Open a free Checking Account

Membership is subject to eligibility. All new accounts will be verified through ChexSystems and are subject to credit approval. Southland eStatements are required to have account. Unlimited FREE ATM Transactions at Southland Network ATMs, which includes all Southland and CO-OP® ATMs. Use of an out of network ATM will result in a $3.00 withdrawal fee, per transaction and inquiry, and possible third-party surcharges. Web/App access is needed to use Digital Banking. You may be charged access rates depending on your carrier. Check with your service provider for details on specific fees and charges. Some restrictions may apply. Mobile Deposits are available to Members in good standing only.