Consumer Loans

Indicated rates are available to qualified Members.



Table data for Vehicle Loan Rates
 Rates Effective 06-20-2019
New - Payment Terms1 APR with Autopay2 APR without Autopay2 Payment/$1,000 Advance Policy3 Alert Me
36 Months 3.24% 3.49% $29.19 130% MSRP Receive a notification when this rate changes
48 Months 3.24% 3.49% $22.24 130% MSRP Receive a notification when this rate changes
60 Months 3.24% 3.49% $18.08 130% MSRP Receive a notification when this rate changes
72 Months 3.49% 3.74% $15.41 130% MSRP Receive a notification when this rate changes
84 Months 4.24% 4.49% $13.78 130% MSRP Receive a notification when this rate changes
Used - Payment Terms1 APR with Autopay2 APR without Autopay2 Payment/$1,000 Advance Policy4 Alert Me
36 Months 3.49% 3.74% $29.30 130% RNADA (HCU - KBB) Receive a notification when this rate changes
48 Months 3.49% 3.74% $22.35 130% RNADA (HCU - KBB) Receive a notification when this rate changes
60 Months 3.74% 3.99% $18.30 130% RNADA (HCU - KBB) Receive a notification when this rate changes
72 Months 3.74% 3.99% $15.53 130% RNADA (HCU - KBB) Receive a notification when this rate changes
84 Months 4.49% 4.74% $13.90 130% RNADA (HCU - KBB) Receive a notification when this rate changes
Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.
  • 1Vehicles valued over $25,000 financed up to 84 months (on approved credit); otherwise, maximum term is 72 months.
  • 2APR = Annual Percentage Rate. Autopay must be from a Credit Union Checking or Money Market Account to receive the deduction (.25%). All APRs shown are calculated at a $10,000 loan amount.
  • 3MSRP=Manufacturer's Suggested Retail Price; RNADA=Retainer National Automotive Dealers Association; Wholesale=Wholesale Market Value
  • 4MSRP=Manufacturer's Suggested Retail Price; RNADA=Retainer National Automotive Dealers Association; (Harbor Credit Union Members Only) HCU-KBB = Kelley Blue Book; Wholesale=Wholesale Market Value

Table data for Motorcycles & Personal Watercraft
 Rates Effective 06-20-2019
Loan Type APR with Autopay1 APR without Autopay1 Payment/$1,000 Maximum Terms2 Advance Policy3 Alert Me
New 9.49% 9.74% $18.27 84 Months 110% MSRP Receive a notification when this rate changes
Used 9.74% 9.99% $18.39 84 Months 110% Wholesale Receive a notification when this rate changes
Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.
  • 1APR = Annual Percentage Rate. Autopay must be from a Credit Union Checking or Money Market Account to receive the deduction (.25%). All APRs shown are calculated at a $10,000 loan amount.
  • 2Vehicles valued over $25,000 financed up to 84 months (on approved credit); otherwise, maximum term is 72 months.
  • 3MSRP=Manufacturer's Suggested Retail Price; RNADA=Retainer National Automotive Dealers Association; Wholesale=Wholesale Market Value

Table data for Boats, Motor Homes & Travel Trailers
 Rates Effective 06-20-2019
Loan Type APR with Autopay1 APR without Autopay1 Payment/$1,000 (120 month loans) Maximum Terms2 Advance Policy3 Alert Me
New 8.75% 9.00% $12.53 180 Months (15 yrs) 90% MSRP Receive a notification when this rate changes
Used 9.00% 9.25% $12.67 180 Months (15 yrs) 90% Wholesale Receive a notification when this rate changes
Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.
  • 1APR = Annual Percentage Rate. Autopay must be from a Credit Union Checking or Money Market Account to receive the deduction (.25%). All APRs shown are calculated at a $10,000 loan amount.
  • 2Vehicles valued over $25,000 financed up to 84 months (on approved credit); otherwise, maximum term is 72 months.
  • 3MSRP=Manufacturer's Suggested Retail Price; RNADA=Retainer National Automotive Dealers Association; Wholesale=Wholesale Market Value

Table data for Personal Loans
 Rates Effective 06-20-2019
Loan Type APR1 Payment/$1,000 Maximum Term Advance Policy Alert Me
Signature Loan 9.24% $20.88 60 Months 100% Receive a notification when this rate changes
Line of Credit 9.24% $20.88 Revolving As Needed Receive a notification when this rate changes
Payments calculated based on 60 month term. Minimum advance for closed end signature loans is $1,000. Loans are subject to credit qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.
  • 1APR=Annual Percentage Rate.

Table data for Share Secured Loans
 Rates Effective 06-20-2019
Account Type APR1 Advance Policy Alert Me
Share Secured 3.50% + Current Share Rate $500
  • 1APR=Annual Percentage Rate.