A Home Equity Line of Credit (HELOC) is a low-cost alternative to high-interest consumer loans and credit cards. You can borrow up to 90% of your home's appraised value* to do things you want to do such as home improvements, go on your long-overdue vacation—even pay off your credit card debt.
Since a HELOC is a revolving line of credit it allows you to access your funds when you need to. If you already have an existing HELOC with us, extending your current credit limit is easy, just apply for your new amount.
Home Equity Line of Credit (HELOC)
|Loan Type||Rate||Annual Fee1||Variable Index||Closing Cost2||Advance Policy||APR3||Maximum Loan Amount||Alert Me|
|HELOC||Prime + 0.500%||$50 / Waived||Prime||Waived||Up to 70.00% LTV||4.500%||$500,000|
|HELOC||Prime + 0.750%||$50 / Waived||Prime||Waived||70.01-80.00% LTV||4.750%||$500,000|
|HELOC||Prime + 1.250%||$50 / Waived||Prime||Waived||80.01-90.00% LTV||5.250%||$125,000*|
Take advantage of our lowest home equity rates to make your project more affordable.
Advance more than $10,000 and receive an introductory rate of 2.99% APR* for the first six months!