Car Loans
Looking to purchase a new or used vehicle that fits your budget?
Southland's lower rates and longer terms on new and used vehicles can put you in the driver’s seat! Select from a variety of options that best meet your lifestyle. Southland has you covered.
Take an additional .25% off with Autoland
You can afford the new car, truck, or SUV of your dreams with your low-rate vehicle loan from Southland Credit Union! Whether you’re in the market for a new or used vehicle, looking to buy out your lease, or just want a better deal on your current loan with another financial institution, you can’t go wrong with a low rate Vehicle Loan at Southland.
As a Southland Member, you also have access to a better auto buying experience with Autoland. Autoland works to save you time and hassle by handling everything to get a new or pre-owned vehicle you’ll love. Plus, for a limited time, you can get 0.25% APR* off of your approved auto loan rate when you purchase a vehicle with Autoland. Autoland will handle everything to get your perfect new or pre-owned vehicle at a fair price, get a great value for your trade-in, even deliver your next vehicle to the credit union!
*APR=Annual Percentage Rate. Rate quoted as of 1-1-19 for a 60-month term. Rate discount offer is available only on Autoland vehicles ordered 1-15-19 through 3-15-19. Loan must fund by 3-15-19 to receive discount. Only one Autoland discount per loan. Rate includes a .25% discount for autopay from a Southland Checking or Money Market Account and an additional .25% discount for an Autoland Vehicle purchase. The monthly payment is $18.08 per $1,000 at 3.24% for 60 months on new vehicles. Vehicles over $25,000 can be financed for up to 84 months. Other rates may apply based on your individual credit profile. Loans made subject to credit and vehicle qualification, other fees and conditions may apply. Only one discount per loan. Rates and terms are subject to change without notice. Membership is subject to eligibility. All new accounts will be verified through ChexSystems and are subject to credit approval.
We’ve got the auto buying resources and services available to help save you time and money. Best of all…it’s free! Whether you like to do all of your own research and comparisons or you like to let someone else do all the work, we have a service for you.
Self-Service with AutoSMART
When it comes to researching, locating, and buying your next vehicle, nothing could be easier, quicker, and more valuable than the online tools with AutoSMART. Search multiple dealer inventories to find the right car at the right price. Search thousands of new, used, and certified pre-owned vehicles to find a car that matches your style and budget, or build your own car and receive quotes from local dealerships.
- Find new or used vehicles
- Compare models
- Negotiate the best deals online
- Locate dealers committed to giving you the best price
- Check your trade-in's value
Start your search online today, we’ll help you find that special vehicle of your dreams!
Full-Service with Autoland
Autoland does all the legwork – just tell us what new or used car you’re looking for, and we’ll take it from there. Through our expansive auto network, we have access to extensive inventory, giving us the buying power to find virtually any make and model at a great value. We’ll find your perfect car, negotiate preferred pricing, and secure all manufacturer incentives for you. If you need to find affordable financing, we can help with that too. All you’ll have to do is decide whether to take delivery of your vehicle at your home, office, or nearest financial institution branch. Call us, give us the details, and we’ll kick off the search for your car. Take advantage of this great, free service.
Start your search online, or call your Autoland Consultant at 562.862.6831 x 1707. We’ll help you find that special vehicle of your dreams!
Mechanical Breakdown Protection
Mechanical Breakdown Protection (MBP), also known as an Extended Warranty, is automobile protection that extends beyond the manufacturer's factory warranty and covers repairs of unexpected mechanical breakdowns. Your vehicle is a major investment. That is why purchasing mechanical breakdown protection (MBP) is a wise choice.
MBP can help ensure that the investment in your vehicle is protected, and reduces the possibility of out-of-pocket expenses when your vehicle suffers an unexpected mechanical failure. Most important of all, Mechanical Breakdown Protection provides peace of mind so you can experience worry-free driving!
GAP Coverage
Are you financing or leasing your car, light truck, or SUV? Did you know that if it's totaled or stolen, YOU COULD FACE A FINANCIAL RISK that your auto insurance policy may not cover?
Guaranteed Asset Protection (GAP) coverage protects you against this risk. In the event of theft or total loss of your vehicle, most insurance companies only pay the Cash Value of the vehicle at the time of the loss. Your remaining loan balance could be much greater than the Cash Value of your vehicle creating a deficiency of several thousand dollars that you're liable for.
ConsumerSafe Debt Protection
Life is unpredictable. There are a wide range of unexpected events that could leave you and your family scrambling to pay monthly bills. That’s why it is important you take action to safeguard your family against these types of events to ensure loan payments can be made on time. That’s where optional ConsumerSafe Debt Protection comes in.
Under the ConsumerSafe Debt Protection program, your loan balance may be canceled or your monthly loan payments canceled without penalty or added interest. You benefit from the peace of mind knowing you and your credit rating are protected – and most importantly – that your family is protected.
TruStage® Auto & Home Insurance Program
You trust your Credit Union to make products and services available to help you do more with what you have. That's why we've joined with a dedicated team of insurance professionals to bring you the TruStage Auto & Home Insurance Program.
Working with carefully selected insurance companies, these programs can provide discounted rates exclusively for credit union members, with online services and 24/7 claims support.
If you haven't compared auto or home insurance rates lately, it's a great time to take a look. Your credit union membership could result in some nice savings.
Get your free quote today or call 1-855-483-2149
TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by Southland Credit Union.
Self-Serve Auto Title Services
Southland Credit Union uses MyTitleSupport as our service partner to fulfill Lien Satisfaction, Duplicate Title, Name Change, and State Change requests. For your convenience, you may request your Lien Satisfaction, Duplicate Title, Name Change, or State Change on an account by visiting mytitlesupport.com. A fee will be charged for this service, so please have your credit or debit card information available along with your Vehicle Identification Number when you are ready to submit your request.
Toll-free support: 888-740-2214
Members may call toll free, Monday - Friday between 5 a.m. and 5 p.m. PST.