Boat & RV

What does "RV" mean to you—fishing in your boat, creating memories in your motor home, or cruising in a new camper? Looking to purchase a new or used boat or RV that fits your lifestyle? No matter how you have fun, Southland offers a Recreational Vehicle Loan to fit your needs. With Southland’s low rates and longer terms on new and used vehicles, we can put you in the driver’s seat.

New Purchase

  • Finance up to 90% of the purchase price with tax, license, and insurance
  • Select repayment terms—up to 15 years (depending on amount financed)
  • Save an additional .25% on your rate with automatic payments from your Credit Union Checking or Money Market Account
  • Shop confidently with a pre-approved loan
  • Receive online loan approval within minutes
  • Payment protection available
  • Guaranteed Asset Protection (GAP) Insurance available
  • Extended Vehicle Warranties with Mechanical Breakdown Protection (MBP) available

Used Purchase or Refinance

  • No lender fees to refinance your existing loan
  • Finance up to 90% of the appraised value
  • Select repayment terms—up to 15 years (Depending On Amount Financed)
  • Save an additional .25% on your rate with automatic payments from your Credit Union Checking or Money Market Account
  • Receive online loan approval within minutes
  • Payment protection available
  • Guaranteed Asset Protection (GAP) Insurance available
  • Extended Vehicle Warranties with Mechanical Breakdown Protection (MBP) available

Boats, Motor Homes & Travel Trailers

  •  Rates Effective 08-23-2017
Loan Type APR with Autopay1 APR without Autopay1 Payment/$1,000 (120 month loans) Maximum Terms2 Advance Policy3 Alert Me
New 8.75% 9.00% $12.55 180 Months (15 yrs) 90% MSRP
Used 9.00% 9.25% $12.68 180 Months (15 yrs) 90% Wholesale
Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.
  • 1APR = Annual Percentage Rate. Autopay must be from a Credit Union Checking or Money Market Account to receive the deduction (.25%). All APRs shown are calculated at a $10,000 loan amount.
  • 2Vehicles valued over $25,000 financed up to 84 months (on approved credit); otherwise, maximum term is 72 months.
  • 3MSRP=Manufacturer's Suggested Retail Price; RNADA=Retainer National Automotive Dealers Association; Wholesale=Wholesale Market Value

Estimate Your Monthly Payment

Knowing your monthly payment is key to managing your budget. Explore our loan calculators to find all the answers to make the right decision.

Compare Monthly Payment By Term
Weigh the decision to buy a new vehicle or a used one by considering the purchase price, depreciation, operating costs, years of ownership, and the financing cost.
Lease or Purchase?
Decide if leasing is preferable to borrowing to acquire a vehicle. This calculator assumes that you do not exercise the purchase option at the end of the lease term. With a vehicle loan, you will own the vehicle when the loan is paid off.
Loan Calculator
Find your monthly payment based on loan amount, loan term, and interest rate.
Rebate or Low Rate?
See which option saves you money on your car purchase: low-rate financing or rebate incentives.
What Can I Afford?
Determine the price of a vehicle you can afford, based on your down payment, value of your trade-in, cash rebates available, and loan terms.

TruStage® Auto & Home Insurance Program

You trust your Credit Union to make products and services available to help you do more with what you have. That's why we've joined with a dedicated team of insurance professionals to bring you the TruStage Auto & Home Insurance Program.

Working with carefully selected insurance companies, these programs can provide discounted rates exclusively for credit union members, online services, and 24/7 claims service.

If you haven't compared auto or home insurance rates lately, it's a great time to take a look. Your credit union membership could result in some nice savings.

Get your free quote today or call 1-855-483-2149

TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by Southland Credit Union.

TruStage Car and Home insurance.  You could save an average of $519.52.  Get a quote.

 

Call to find out how much you can save

855-483-2149

Get a Quote