Savings & Certificates

Everyone is saving for something. A Southland Savings Account will help you with those goals. Earn a competitive rate and enjoy the many benefits of Southland Credit Union Membership. Every Membership with Southland starts with a Primary Savings Account to help get you started.  

Deposit Accounts

  • Savings Account
  • Money Market Accounts
  • Certificates of Deposits
  • Holiday Club
  • Health Savings Account

 

  Safe

  Simple

  Secure

Maximize Your Earnings with a Money Marketing Account

The higher your balance, the more you earn. If you’re looking to earn higher dividends with flexible access, a Southland Money Market Account is a great choice.

  • Access funds immediately; no minimum investment period
  • Earn a higher dividend rate than offered by a traditional Savings Account
  • Earn dividends calculated on your daily balance
  • Receive monthly statements
  • Make automatic deposits with Payroll Deduction or Direct Deposit
  • Receive increases in dividend rates as balances grow
  • Earn dividends with as little as $2,500

Money Market Account

  •  Rates Effective 04-30-2017
APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
Tier 1 0.000% 0.000% $0 $0
Tier 2 0.100% 0.100% $2,500 $2,500
Tier 3 0.150% 0.150% $10,000 $10,000
Tier 4 0.250% 0.250% $50,000 $50,000
Tier 5 0.300% 0.300% $100,000 $100,000
Tier 6 0.350% 0.350% $150,000 $150,000
Tiered Rates earned are based on account balance.
  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.

Term Share Certificate Accounts

It’s your money...It’s your choice

Certificate Accounts are a great way to invest and earn higher dividends over a set term. Maximize your money with a Term Share Certificate Account. When you open a Southland Certificate, you select the amount to invest and the length of term and your funds are secured for the term of the Certificate. As an added bonus, 6 month and 1 year Certificates feature…AcceleRate! Should rates rise, AcceleRate gives you the opportunity to increase the rate of your Certificate one time during the term.

  • Open with as little as $1,000
  • Choose terms from 6 months to 5 years
  • AcceleRate feature available with 6-month and 1-year Certificates
  • Receive dividends compounded and paid monthly
  • Certificate can be used to secure a Certificate Secured Loan (IRA CERTIFICATES do not qualify)
  • Jumbo rates available

AcceleRate Share & IRA Share Certificates

  •  Rates Effective 04-30-2017
Term APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
6 Month 0.400% 0.400% $1,000 $1,000
1 Year 0.600% 0.599% $1,000 $1,000
The Certificate and IRA Account Agreement and Disclosure is included in the Truth in Savings Disclosure. Accounts are insured by the NCUA (National Credit Union Administration), an agency of the U.S. Government ($250,000). See "Your Insured Funds" booklet issued by the NCUA for additional coverage for multiple accounts.
  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.

Term Share Certificates & IRA Share Certificates

  •  Rates Effective 04-30-2017
Term APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
2 Year 0.900% 0.896% $1,000 $1,000
3 Year 1.100% 1.094% $1,000 $1,000
4 Year 1.400% 1.391% $1,000 $1,000
5 Year 1.900% 1.883% $1,000 $1,000
The Certificate and IRA Account Agreement and Disclosure is included in the Truth in Savings Disclosure. Accounts are insured by the NCUA (National Credit Union Administration), an agency of the U.S. Government ($250,000). See "Your Insured Funds" booklet issued by the NCUA for additional coverage for multiple accounts.
  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.

Budget For The Holidays

Set aside money for your holiday expenses with automatic payroll deduction. You determine the amount you’d like to save for holiday spending, we’ll put the money aside for you, and in early November, your funds will be transferred automatically to your Southland Checking or Savings Account.

  • Save throughout the year for your holiday shopping and other holiday needs
  • Account balance will automatically transfer November 1 to your Southland Checking or Savings Account (balance must exceed $100)
  • Make convenient deposits using payroll deduction or direct deposit
  • Enjoy no minimum opening deposit and no early withdrawal penalties